Account Officer (SME Loans)

With BDO Multipurpose Loan, we empower small and medium businesses to thrive and grow. Our financial solutions provide businesses and individuals what they need to succeed and more.

Job Summary:

Responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Duties & Responsibilities:

• Actively solicit loan accounts from channels (i.e. branches, brokers, and direct referrals).
• Develop the sales channel through regular branch visits/area meetings, training of branch frontliners, performance reporting/updates, etc.
• Analyze overall loan applicant’s financial capacity, credit worthiness, collateral eligibility, etc. to determine feasibility of granting loans.
• Review and update pre-approval and post approval requirements to ensure adequacy for credit processing and loan booking, respective...