Area Credit Manager Commercial Banking For a Leading Bank

Roles and Responsibilities

RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Commercial Vehicles / Construction Equipment (Infrastructure) / Dealer Finance segments.

TDF business caters to funding requirements of Auto / Tractor dealers in rural / semi rban regions.

To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback onCommercial Vehicles / Construction Equipment (Infrastructure) / Dealer Financecredit proposals.

Handling all types of working capital facilities (Fund base and Non-fund based limit)

Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.

As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all t...