Area Credit Manager WC SME With Leading Bank

Roles and Responsibilities Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF andwill be based at Mumbai. RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Commercial Vehicles / Construction Equipment (Infrastructure) / Dealer Finance segments. TDF business caters to funding requirements of Auto / Tractor dealers in rural / semi urban regions.To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback onCommercial Vehicles / Construction Equipment (Infrastructure) / Dealer Financecredit proposals.Handling all types of working capital facilities (Fund base and Non-fund based limit)Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.As per ...