Auto Loan Underwriter

Axos Business Center, Corp

About This Job

Analyzes and evaluates loan applications to determine risk level and eligibility for approval. Communicates with loan officers and clients to gather necessary information. Ensures compliance with company policies and regulations.

Responsibilities

• Review and decision auto loan applications, supporting documentation and credit profiles
• to make sound and profitable loans.
• Understand, articulate, stay within policy, guidelines and Credit Approval Authority Matrix, requesting warranted exceptions.
• Communications and notations are clear and thorough to ensure comprehension to team, management, Audit, dealerships and applicants.
• Identify suspicious and questionable activity, taking necessary steps to process
• applications mitigating risk.
• Understand income reasonableness for broad range of careers and locations or utilize resources to obtain information.
• ...