AVP/VP - Credit Officer

SMBC Group
Full-time India, India Other-General
Posted:
February 27, 2026
Location:
India, India, India

Job Description

Responsibilities

  • To review and assess several types of credit applications submitted from business units independently and neutrally. To make concise but adequate executive summary to seek approval from relevant authorities.
  • Establish an adequate action plan for credits to be likely to deteriorate to minimize credit costs.
  • Manage and maintain the accuracy of registration of deal details and credit monitoring in the internal system, and to instruct business units to modify data if necessary.
  • Conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.
  • Monitor and proactively control credit exposures under large corporates and/or certain industries for increased concern on concentration and industry risks, in cooperation with other relevant teams / departments.
  • Discuss with business units to improve...
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    Job Overview

    Job Type: Full-time
    Location: India, India
    Posted: February 27, 2026
    Deadline: April 08, 2026