AVP/VP - Credit Officer

SMBC Group

Full-time India, India Other-General

Posted:

February 27, 2026

Location:

India, India, India

Job Description

Responsibilities 
To review and assess several types of credit applications submitted from business units independently and neutrally. To make concise but adequate executive summary to seek approval from relevant authorities. 
Establish an adequate action plan for credits to be likely to deteriorate to minimize credit costs. 
Manage and maintain the accuracy of registration of deal details and credit monitoring in the internal system, and to instruct business units to modify data if necessary. 
Conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time. 
Monitor and proactively control credit exposures under large corporates and/or certain industries for increased concern on concentration and industry risks, in cooperation with other relevant teams / departments. 
Discuss with business units to improve...
                

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Job Overview

Job Type: Full-time

Location: India, India

Posted: February 27, 2026

Deadline: April 08, 2026