Banamex Credit Risk 2LOD Officer

The Credit Risk role is focused on analyzing the creditworthiness of individuals and entities, assigning risk ratings, recommending, or approving credit extensions or withdrawals, and providing ongoing monitoring of credit exposures. This role includes those with credit approval authority for portfolios requiring management for delinquency. Individuals within this role maintain a balance between risk and return, ensuring that credit policies are appropriate, and perform regular in-depth reviews of the credit portfolio. This role manages and mitigates potential credit losses, safeguarding the company's financial stability and supporting sustainable business growth.

Responsibilities

• Stay updated on industry developments and apply in-depth knowledge to contribute to strategic and pro-active risk management planning.
• Provide guidance, review & challenge, and recommendations on credit approvals for an assigned credit portfolio.
• Has the abili...