Bridge Loan Underwriter

Description

The Bridge Loan Underwriter is responsible for evaluating, underwriting, and approving short-term bridge loan applications in accordance with company guidelines and risk standards. This role focuses on assessing borrower creditworthiness, collateral value, exit strategies, and overall deal viability to support fast-paced lending decisions while maintaining portfolio quality.

Key Responsibilities

• Conduct initial reviews of bridge loan applications to determine deal viability and completeness
• Order third-party reports including title prelims, appraisals, and BPOs as required
• Review title prelims to identify red flags such as liens, judgments, vesting issues, or ownership discrepancies
• Analyze borrower credit profiles, financial statements, liquidity, and real estate experience
• Review property details, valuations, market data, and exit strategies (sale, refinance, or hold)
• Calculate and assess LT...