Commercial Mortgage Underwriter

About the role:

Risk and Compliance

• Receive, review, analyse and verify mortgage applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of Home Trust Company’s underwriting policies, procedures and guidelines per delegated authority matrices
• Adhere to applicable compliance obligations including Privacy, Anti‑Money Laundering/Anti‑Terrorist Financing and internal Anti‑Fraud Policy requirements
• File Unusual Transaction Reports as applicable to fulfil individual employee obligations to detect and deter financial crimes activity. Maintain consistent, objective and sound risk assessments in a high volume, service‑oriented environment

File Management

• Make prudent credit decisions on complex mortgage files
• Negotiate loan terms according to assessed risk and to meet the interests of the client and Home Trust
• Prepare files and recommend mortgage de...