Credit Analyst (Cebu) for SBM Leasing Inc.

SBM LEASING / WHOLESALE BANKING SEGMENT

Position

CREDIT ANALYST

Reports To

CREDIT HEAD

Unit / Department

SALES

Job Summary

The Credit Head is responsible for the evaluation, structuring, and recommendation of leasing and loan facilities in accordance with SBM Leasing’s credit policies and risk standards. The role involves conducting in-depth financial and credit analysis, identifying key risks, recommending appropriate mitigants, and ensuring that all proposals submitted for approval are complete, accurate, and well-supported.

Principal Duties And Responsibilities

Credit Evaluation and Proposal Preparation

• Prepares comprehensive Credit Proposals (CP) based on thorough financial, industry, and borrower analysis.
• Evaluates creditworthiness of borrowers.
• Assesses and recommends appropriate facility structures, ensuring alignment with client requirements and...