Credit Analyst (Davao) for SBM Leasing Inc.

About The Role

As a Credit Analyst, you will be responsible for the evaluation, structuring, and recommendation of leasing and loan facilities in accordance with SBM Leasing’s credit policies and risk standards. You will conduct an in-depth financial and credit analysis, identifying key risks, recommending appropriate mitigants, and ensuring that all proposals submitted for approval are complete, accurate, and well-supported.

How you will contribute

• Prepare comprehensive Credit Proposals (CP) based on thorough financial, industry, and borrower analysis
• Evaluate creditworthiness of borrowers
• Perform periodic review of term loan accounts, including assessment of repayment capacity, financial performance, and compliance with approved terms and conditions
• Analyze loan utilization, repayment trends, and compliance terms and conditions of existing accounts in the portfolio to identify early warning signals
• Suppor...