Credit Analyst

Job Summary

To deliver comprehensive, and risk-based financial analysis that accurately assesses borrower risk profiles to support prudent and well-informed lending decisions.

Responsibilities

• Assess financial soundness and repayment capacity of borrowing clients.
• Validate and analyse historical financial statements for accuracy and performance trends.
• Identify appropriate assumptions and perform financial projections primarily to evaluate repayment capacity.
• Perform sound reconstruction of financial statements with clear basis and assumptions.
• Conduct site visits and engage in client discussions with the relationship manager for new clients.

Financial and Risk Analysis

• Prepare financial spreadsheets and detailed analyses, including ratio assessment.
• Benchmark company performance against industry peers and historical norms.
• Identify key financial risks and...