Credit Analyst

Overview

We are seeking a proactive and analytical Credit Analyst with a strong background in auto finance , financial analysis , and KYC compliance . The successful candidate will play a key role in assessing credit risks, performing due diligence, and supporting auto finance portfolios across both the Singapore and Malaysia markets. This role requires close collaboration with local business teams to ensure credit practices align with regulatory standards and market trends.

Responsibilities

• Review and recommend or approve hire purchase loan applications in accordance with established credit policies, delegated authority limits, and risk parameters.
• Process new floor stock applications and conduct credit reviews by assessing payment conduct, analysing financial statements, credit reports, income documents, and other relevant supporting documents.
• Maintain accurate records of credit assessme...