Credit Analyst

Description
Key Responsibilities:
• Prepare timely and accurate credit applications for renewals, annual reviews, and ad‑hoc monitoring by conducting detailed assessments of borrower creditworthiness, including analysis of
financial statements, financial modeling (Base and Stress scenarios), industry conditions, economic trends, emerging risks, and overall credit risk.
• Promptly respond to inquiries and requests from the Credit Department to support efficient review processes and facilitate timely credit approvals.
• Apply sound credit judgment by demonstrating a solid understanding of end‑to‑end credit application processes while ensuring full adherence to credit policies, procedures, and regulatory
requirements.
• Monitor credit‑related trigger events, including customer financial disclosures and press releasedpromptly notifying 1LoD Management of developments requiring attention. File Credit Alarms as
required by procedures.
• Prepare accurate periodic re...