Credit Officer (Auto & SME Credit Cycle)

He/She/They will be responsible in minimizing the Bank's credit risk and profitability of Auto, SME, Business Cards Loan Business by:

• Making sound credit decision on loan applications through application of underwriting fundamentals and evaluation in adherence to internal and external policies and guidelines.
• Ensuring accuracy of the data encoded in Bank's Front-End System.

The Responsibilities we will trust you with:

• Reviews and evaluates loan application packaged by Consumer Banking Group - Sales.
• Recommends appropriate credit decision with compliance to the Bank's credit policies and procedures.
• Ensures accuracy of the data encoded in the Bank's Front-End System from Sales build up to decision.
• Gives relevant feedback with regard to appraisal and credit investigation matters that affect quality of evaluation and turn-around time (TAT).