Credit Officer (Iloilo)

About the Role

As an Enterprise Risk Manager/Credit Officer, you are responsible to evaluate the borrowers or potential borrowers of the banks according to the inherent risks and opportunities that the Bank may be able to undertake. Also, recommends the appropriate facilities with mitigants in place to safeguard the interest of the Bank.

How you will contribute

• Conducts interviews and ocular inspections with the client to determine the risk profile of the borrower/ client.
• Prepares credit proposal with all the information gathered and internal tools to be presented to CRECOM and EXCOM.
• Presents the credit proposal to CRECOM to aid the team in achieving its goals. Prepares financial analysis based on the data gathered to determine the capacity of the client to pay.
• Keeps updated with the credit policy manual/risk bulletins to ensure compliance with Bank's credit policies as we...