Credit Review Associate

Key Responsibilities:

• Reviews the completeness of loan application, Credit Approval Memorandum and loan documents.
• Validates the information reflected on loan application, Credit Approval Memorandum and authenticity of loan documents by conducting interview with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification and credit investigation
• Determines credit-worthiness of the borrower based on application of existing measures.
• Verifies borrower's payment history of previous or existing loan/s with other financing institutions.
• Informs the concerned Branch or Marketing Department regarding the status of account or additional document/requirement to be complied by the borrower.
• Prepares report regarding discrepancies on information/data reflected on Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-ma...