Credit Underwriting Analyst

Job Description

This job is responsible for facilitating parts of credit underwriting and monitoring for new and existing clients.

Key responsibilities include completing credit analysis, evaluating risks, and writing financial analysis using various tools and systems.

Job expectations include analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite.

Responsibilities

• Analyze clients’ businesses, their financial statements and due diligence materials
• Prepare insightful detailed credit papers for new requests and ongoing portfolio monitoring purposes
• Perform ongoing monitoring of clients and information flow associated with the portfolio
• Partner with experienced Credit Officers and Client Managers to evaluate credit risks, formulate the loan structure, and write the credit approval memo for loan modifications and ...