Head of Credit

The Head of Credit will be responsible for designing, owning, and continuously evolving Boost's consumer credit strategy, wi
th a strong emphasis on a blend of traditional personal score cards in addition to data-driven, AI-enabled, and alternative credit assessment frameworks.

The successful candidate will blend deep consumer credit expertise with consumer credit knowledge, advanced analytics and machine learning, to responsibly scale Boost's consumer lending portfolio

Responsibilities:

Credit Strategy & Portfolio Ownership

• Define and own end-to-end consumer credit strategy across all Boost consumer lending products.
• Balance growth, risk, profitability, and customer inclusion.
• Recommend risk appetite, underwriting standards, pricing frameworks,
• Drive optimization of approval rates, loss curves, and portfolio performance.

Advanced Credit Modelling & AI

• Collaborate with the Data Science and Engin...