Head - Underwriting & New Business

Job Description – Head – Underwriting and New Business

Job Summary-:

To lead and manage the end-to-end underwriting and new business operations function, ensuring profitable risk selection, optimal turnaround time (TAT), regulatory compliance, superior customer experience, and alignment with the company’s growth and risk objectives.

Key Responsibilities:

1. Underwriting Strategy & Governance

• Define and implement underwriting policies and risk appetite in line with business strategy.
• Ensure sound risk assessment practices across retail, group, and high-value segments.
• Develop underwriting manuals, guidelines, and authority matrices.
• Ensure SLA/TAT adherence while maintaining underwriting quality.
• Monitor portfolio quality, pending cases, early claims, and non-disclosures.
• Lead underwriting audits and ensure regulatory complia...