Hiring For NBFC : Area Credit Manager : Machinery Loan : Pune
Skill VentoryJob Description
Roles and Responsibilities
JD:
Looking after credit underwriting of Machine Loan
Credit Appraisal of Loan applications within defined product/policy guidelines and accordingly take decision or recommend for approval to higher authorities
Adherence to the accepted level of Turn Around Time (TAT) in processing of Loan files
Managing Credit vendors involved in the verification process
Co-ordinating with internal teams like RCU, Operations and Sales in terms of resolving the discrepancies in the processing of loan files
Desired level of portfolio quality and enabling achievement of Branch Business target
Conducting Personal Discussions with Customer to understand his/her financial need, business model, cash flow, end use of funds and collateral related aspects
Sound knowledge understanding of local m...
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