Indirect Auto Loan Underwriter

Job Description

+ Review individual queue to pull up listings from dealers and credit unions

+ Work on oldest file to newest

+ Perform a complete review of the files, including: loan to value, debt to income, borrower history, income calculations, breaking down credit bureau reports

+ Enter notes on the borrower

+ Follow up with the dealer on notes and credit unions

+ Most external communication is with credit union to get additional information

+ Will make the final decision whether to accept, deny, or comment additional information needed on each file

+ Daily Utilization of Temenos, Keystone Correlation, Meridian Link, ArcOs, Ideal, CUDL, and Microsoft Office

+ Develop relationship with credit union representatives to negotiate acceptable terms of loan between credit union and dealership.

+ Communicate effectively with dealers and credit union partners regularly to build rapport.

+ Re...