Industrial Trainee

Key Responsibilities:

• Responsible for credit appraisal through customer application screening, evaluation, underwriting of LAP proposals and presenting these proposals to senior management.
• Assessing the risk involved into credit proposal through financial analysis, business analysis, management analysis & Industry analysis of the clients business.
• Due diligence of clients through meeting with promoters, factory/business premises visit & in depth understanding of business model.
• Compliance with the Risk policy & authority matrix at branches in the area assigned.
• Assist in Predictive Portfolio Performance Design and Implementation including development of analytic frame work, performance trigger and predictive forecasting triggers in portfolio management.
• Manage credit buying process which monitors turnarounds time, approvals, review of samples & Quality checks on process.
• Implementation of effective mechanisms t...