Lead Product Manager - AI Decisioning & Pricing

The Opportunity

This is a high-impact Lead PM role reporting directly to Raylo’s Co-Founder and Chief Product Officer. You’ll own the decisioning and pricing domain, one of our biggest growth levers, setting direction for frontend and backend engineers while partnering closely with Risk Strategy, who own credit modelling and analytics. Your work will directly impact approval rates, conversion, loss rates and ARR.

Why We Exist

Economic incentives, environmental pressures, and regulatory shifts are driving a global move toward the circular economy. Consumers and businesses are already moving away from rigid ownership models in favour of more flexible, affordable access. Yet while big tech has embedded subscriptions in everything from music to software to storage, the $1.5 trillion electronic device market remains deeply underserv...