Life Insurance Underwriter

Description
We’re seeking a detail-oriented Underwriter to join our growing team and help assess and manage individual life insurance risk. We need help guiding by our mission, we’ve donated $1.7B+ over the past decade to support communities, charitable causes, and those in need.


Key Responsibilities

+ Underwrite individual life insurance applications (typically up to $500K

+ Evaluate risk and determine approvals, declines, or rating adjustments

+ Assess medical impairments and special risk factors (e.g., occupation, travel, avocations)

+ Ensure equitable risk classification and minimize adverse selection

+ Communicate decisions and underwriting guidelines to internal teams and field partners

+ Respond to inquiries related to underwriting policies and procedures


Requirements
Qualifications

+ Understanding of federal and state insurance regulations

+ 2–5 years of life underwrit...