Loan Opener

The Mortgage Loan Setup Specialist streamlines the front end of the mortgage process by completing all third‑party order-outs, verifications, initial disclosures readiness, and pre-processing file scrubs. This role ensures files are accurate, compliant, and fully documented so they can move quickly from application to processing/underwriting.

Key Responsibilities

• Third‑party orders and verifications
  • Order Evidence of Insurance (EOI), Replacement Cost Estimator (RCE), and insurance invoices
  • Obtain Written and Verbal Verifications of Employment (WVOE/VVOE)
  • Request Verifications of Mortgage (VOM) and Verifications of Rent (VOR)
  • Order IRS tax transcripts (4506‑C) and credit supplements
  • Secure collection and debt payoff statements
  • Order appraisal through approved AMCs
  • Pull flood certifications
  • Run DataVerify (or equivalent) reports
  • Validate property address via USPS