Loan Restructure Specialist

MCAP

Full-time Waterloo, Ontario Financial Specialists

Posted:

June 04, 2026

Location:

Waterloo, Ontario, Canada

Job Description

The Role
We’re looking for a highly analytical and empathetic Loan Restructure Specialist to support homeowners experiencing financial difficulty and help them remain in their homes. In this role, you will assess complex mortgage delinquency situations, evaluate restructuring/collections solutions, and make recommendations that balance the needs of homeowners, lenders, and insurers.
Key responsibilities include:
Assess complex delinquent mortgage situations and determine sustainable restructuring options 
Engage with homeowners to understand financial circumstances, gather information, and provide clear guidance through available solutions 
Analyze financial, property, and credit information to develop recommendations aligned with lender, investor, and insurer requirements 
Present and coordinate restructuring recommendations with internal and external stakeholders to secure approvals and progress resolutions 

            

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Job Overview

Job Type: Full-time

Location: Waterloo, Canada

Posted: June 04, 2026

Deadline: July 14, 2026