National Credit Manager

Roles and Responsibilities To manage Underwriting Team for Farm (Tractor loan ) and
Micro Loan Product
Ensuring timely appraisals for Tarde Advance (Tractor Dealers) proposal.
Ensuring training to underwriting teams regarding credit policy
Proactively monitor the laid down TAT for credit decision of the loan proposals.
Identifying the process bottleneck and providing the solution for resolution of the process
bottleneck.
Proactively monitor non-starters and early delinquent customers.
Ensure Hind sighting report is published to credit policy team timely for further reporting to top
management.
Contribute to policy enrichment basis feedback from competition and field inputs.
Handling various internal/RBI audit related queries and providing justifications if any in case of
any observation is raised.