Non-QM Underwriter

NightOwl Consulting
Full-time Back Cap, Mimaropa Other-General
Posted:
February 28, 2026
Location:
Back Cap, Mimaropa, Philippines

Job Description


Must have at least (4) years of mortgage underwriting experience, including specific expertise in non-QM loan products
We are looking for an experienced Non-QM (Non-Qualified Mortgage) Underwriter to join our dynamic team. The ideal candidate will have in-depth knowledge of underwriting non-QM loans, ensuring compliance with company guidelines and industry regulations while supporting the needs of borrowers who do not meet traditional mortgage standards. This role requires a detail-oriented professional with the ability to assess complex income documentation, analyze risk, and make informed underwriting decisions.


Key Responsibilities

  • Review and evaluate loan applications, including credit, income, assets, and property details, to determine borrower eligibility for non-QM loans.
  • Analyze complex financial information, including alternative documentation types (e.g., bank statements, asset depletion, and debt service coverage).
  • A...

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Job Overview

Job Type: Full-time
Location: Back Cap, Philippines
Posted: February 28, 2026
Deadline: April 09, 2026