Risk & Credit Manager - Fintech

About our purpose

At KrediYA, we work to promote financial inclusion across the region by building fast, responsible, and data-driven credit solutions. Our purpose is to create real impact on people’s lives while ensuring sustainable business growth through technology, analytics, and strong risk management.

About the role purpose

The Risk Manager will be responsible for the overall profitability of KrediYA’s products in Panama, leading the country’s credit risk strategy. This role has a direct impact on business results and involves key decision-making across credit policy, scoring models, fraud prevention, and partially collections, ensuring a balanced approach between growth, risk, and profitability.

Key responsibilities

• Define, implement, and continuously optimize credit policies for all products in Panama.


• Lead the development, monitoring, and calibration of c...