Senior analyst - credit risk & eligibility

M-KOPA
Full-time cape town, western cape Other-General
Posted:
June 15, 2026
Location:
cape town, western cape, South-Africa

Job Description

Senior Analyst – Credit Eligibility

Join our Credit Eligibility team at M-KOPA to shape credit risk and eligibility decisions for millions of people across Africa. The role directly influences who gains a loan, on what terms, and how we manage risk at scale, blending financial inclusion with data science.

What You'll Do Analyse repayment data and other data sources to continuously improve credit scorecards and eligibility criteria while managing credit risk. Refine loan pricing based on credit analysis and customer behaviour. Test new loan types to understand customer demand and credit performance. Monitor credit performance to detect risk shifts and quantify margin impact. Test the predictiveness of new data sets for eligibility criteria purposes. Use Python, SQL, and other tools to drive data insights. Work with data scientists to leverage machine learning models as part of loan eligibility decisions. Technical Environment Languages & tools: Python, SQL, and other analytical...

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Job Overview

Job Type: Full-time
Location: cape town, South-Africa
Posted: June 15, 2026
Deadline: July 25, 2026