Senior Credit Risk Data Scientist

The Senior Credit Risk Data Scientist at Baubap is responsible for designing, implementing, and improving predictive models that directly impact our credit decisions and portfolio performance.This role will play a critical part in generating accurate forecasts, building data-driven methodologies, and continuously iterating based on real-world learning—always grounded in a deep understanding of the business context.The expected outcomeDevelop, deploy, and maintain machine learning models that improve the accuracy of forecasts across key business levers such as approval rate, disbursement rate, loss rate, and average loan amount.Deliver short-, mid-, and long-term forecasts for key portfolio and business indicators to guide strategic decision-making.Continuously improve models and data pipelines based on new insights, feedback loops, and shifts in portfolio dynamics.Build methodologies that reflect a clear understanding of the business and customer behavior—combining data science best...