Senior Credit Risk Executive (Trade Credit)

This role is responsible for supporting daily credit assessment and credit operations activities, including customer onboarding, credit limit reviews, and portfolio monitoring. The role ensures credit decisions are made in a timely and accurate manner while maintaining sound credit risk control and supporting business growth.
Responsibilities
Perform credit assessments for new customer onboarding, including basic KYC checks, financial review, and legitimacy verification.
Review and approve credit limits within delegated authority and escalate higher-risk cases when necessary.
Monitor customer credit utilisation, overdue balances, and overall portfolio exposure.
Conduct periodic credit reviews and support credit limit adjustments
Maintain accurate credit documentation and records.
Identify early warning signs of credit risk such as delays in payment or deteriorating behaviour.
Ensure adherence to internal credit policies and procedures.
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