Senior Credit Risk

ABOUT THE JOB

Reference 25000IVS

Responsibilities

• Preparing high quality credit applications and annual reviews of corporate counterparties to assess their credit quality, recommending appropriate credit limits, terms, and conditions. This includes financial statements analysis (P&L, BS, and CF), a review of the client’s strategy, its business risk, industry dynamics, and competitive environment.
• Preparing financial projections and determining debt repayment capability as well as assuring compliance with SGUS Credit Policies.
• Proposing and updating Obligor Risk Ratings.
• Monitoring compliance with covenants.
• Reviewing all relevant legal documentation (i.e. credit agreements, Guaranty, ISDA, CSA) and proposing changes as necessary to comply with SGUS policies.
• Liaising with other CPM teams in the US, Europe and Asia, business lines, Bankers, legal & compliance, operations, and Risk department.