Senior Manager - Crop Underwriting

Job Title: Senior Manager Underwriting - Crop Insurance Location: Pan-India (Head Office with regional travel as needed) Role Purpose: To lead and manage underwriting for crop insurance products, ensuring accurate risk assessment, compliance with government schemes, and portfolio profitability while leveraging technology and data analytics. Key Responsibilities: Underwriting & Risk Assessment Evaluate crop insurance proposals based on agro-climatic conditions, historical yield data, and weather patterns. Apply actuarial principles and risk models to determine premium rates and coverage terms. Policy & Compliance Ensure adherence to IRDAI regulations and guidelines under schemes like PMFBY (Pradhan Mantri Fasal Bima Yojana). Maintain compliance with government notifications and reinsurance treaties. Portfolio Management Monitor crop insurance portfolio performance, claim ratios, and regional risk trends. Recommend corrective actions for high-risk geographies or crops. Data Analytics & T...