Senior Product Manager (AI-Native

About Umba Umba is a pan-African digital bank operating in Kenya and Nigeria, on a mission to make financial services more accessible, affordable, and empowering for millions of people across Africa.

Since acquiring a licensed microfinance bank in Kenya in 2023, we have grown revenue more than sixfold and built a stack of products spanning Lending, Savings, Fixed Deposits, FX, and (in development) Trade Finance, for both individuals and SMEs.

Job Summary : We are hiring a Senior Product Manager to own product strategy and execution across our entire product surface: Lending, Savings & Deposits, FX, and the upcoming Trade Finance line.

You will report to the Product Lead and partner directly with the CEO.

This is not a traditional product role.

Umba operates in an AI-native environment.

The team uses Claude Code, Claude Design, Codex, and similar tools to spec, prototype, and ship.

The Senior PM is expected to ...