Transaction Monitoring

L1 (Level 1) AML Transaction Monitoring Analyst The L1 analyst is the first line of defense, focusing on reviewing system-generated alerts to differentiate between valid risks and false positives.

Review, analyze, and triage alerts generated by monitoring systems within agreed service level agreements (SLAs).

Validate customer profiles, analyze transaction behavior, and check for unusual activity (e.g., structuring). Document findings to close false-positive alerts.

Escalate genuine suspicious activity to the L2 team for further investigation Articulate and provide clear and detailed narratives.

L2 (Level 2) AML Transaction Monitoring Investigator: The L2 analyst conducts deep-dive investigations into escalated cases, gathering evidence to determine if a formal report is required. Conduct in-depth investigations on escalated alerts, performing end-to-end money flow analysis.

Review customer KYC, source of funds, and conduct adverse media ...