Wallet / Payments Consultants

About the Job

Pearls Consulting

is seeking a specialist team for a financial operations engagement with one of Saudi Arabia's important fintech platforms. The platform operates a wallet infrastructure, manages multi-party settlements, and requires seamless reconciliation across wallet engines, PSPs, card networks, and banking systems.

Offer 1: Wallet / Payments Operations Consultant

What You’ll Do:
Review wallet architecture, lifecycle transactions, and financial events
Evaluate system integrations (SAP, banks, payment service providers (PSPs), and other external entities)
Define processes related to wallet management and settlement, including withdrawals across all channels, refunds, recycling, and reversals
Design reconciliation logic between PSP settlement files, wallet ledger entries, and bank statements
Define the financial event taxonomy for each payment type, including card top-ups, international wire transfers, SADAD payments, ...