Zonal Head- RCU

Role Overview

Head the Risk Containment Unit (RCU) for the South Zone to mitigate fraud across retail and MSME lending. You will lead fraud detection, prevention, and investigation frameworks, managing external vendors and an internal teams across South to ensure zero-fraud onboarding.

Job location: Chennai/Bengaluru

Key Responsibilities

• Fraud Prevention & Detection: Oversee pre-disbursement trigger checks, profile verifications, and document sampling to catch fraud early.
• Investigation & Sampling: Lead deep-dive investigations into suspected fraud, skipped cases, and early delinquencies.
• Vendor Management: Empanel, manage, and audit third-party verification agencies across the zone to ensure strict SLAs and quality reports.
• Team Leadership: Manage a regional team across South.
• Market Intelligence: Identify local fraud trends, neg...